Since 1983 we have offered our clients

*Investment advice and asset allocation management. Time-tested and disciplined approach to investing aligning your risk tolerance and needs.

*Cash flow analysis. An essential part of developing any financial plan is to first understand the rates of return you will need to achieve financial independence

*Comprehensive estate reviews, which includes survivor needs analysis, tax analysis, beneficiary analysis and other multi-factor variables to help you determine your liability and tax exposure.

*Long-term care, casualty, E&O and disability needs analysis from and advisor who represents you. We work with an extended team to determine the best-fit coverage for your financial plan

*Education provisioning, extend forecasting capabilities to advise on the appropriate funding vehicle

*Face-to-face portfolio reviews at least two times per year and plan updates on demand

*Custom tailored performance reports provided as a service, quarterly or special request.

*As client fiduciaries, it is our obligation to represent our clients' interests. We urge our clients to review our value-added reports and compare their accuracy against statements provided by brokerage, custodian, or other financial statement we may report on.